Go Back   New Media Medicine > UK Medical School Admissions > St George's, University of London

Newsletter:

Keep up-to-date with the latest medical news stories with the New Media Medicine Newsletter.

Enter your email address to subscribe:

 

Subscribe via RSS

Subscribe to the MedSchoolSelector

Need help choosing a UK medical school? The UK MedSchoolSelector uses patented 1000minds decision support software to help you choose.

St George's, University of London

Discussion forum for St George's University of London Students and applicants to St George's University of London.

Reply
 
LinkBack Thread Tools
Old 16-04-2008, 12:51 PM   #1 (permalink)
Junior Member
 
Join Date: Oct 2006
Posts: 4
GEP finance?

Hello!
I'm starting in September on the GEP and am absolutely baffled by finances - maintenance grants, bursaries, loans etc are completely confusing me.
Does anyone understand what we can apply for, and how you go about doing it?
thanks all, and see you in september!

Suzanne
suzgrr is offline   Reply With Quote
Old 16-04-2008, 03:55 PM   #2 (permalink)
Member
 
Imhotep's Avatar
 
Join Date: Oct 2007
Location: London
Posts: 272
Hi Suzanne,

In the first year there is one main source of funding – the maintenance element of the student loan (we aren’t entitled to the fees element), which is means tested with a maximum of £6,475. Your parents’ income will be taken into account unless you’re independent: over 25 (that’s still on the application form even though it may go against age discrimination legislation); married/civil partnership; are irreconcilably estranged from your parents; or your parents are no longer alive (there are possibly others). Even if you are independent, if you have a partner their income is taken into account .To apply for this go to:

http://www.studentfinancedirect.co.uk/

You can apply online there (if you already have a student loan then you will already have an ART id for logging in – if you don’t have it call 0845 607 7577 and they will give it out over the phone and e-mail you your other login details). It’s then generally sent to your local authority and they assess your entitlement (you also have to post them proof of your identity – the address to send it to will be given when you’ve completed the online application). I don’t know how long it takes for them to do the assessment (I certainly haven’t heard anything since I submitted it almost a month ago). If you have dependents then you can get more.

The only other potential funding in the first year is from charitable grants, which I don’t know much about (although I found out yesterday I’d been awarded £500 by the Open University Crowther fund, which give awards to OU graduates going on to further study – I only knew it existed because they sent an application form with the academic transcript to the degree I finished in October). Many of them seem to only consider people from second year onwards (at least from my research).

From second to fourth year we also are eligible for an NHS bursary (if ordinarily resident in England or Wales prior to starting the course), which covers fees (not means-tested) and has a means-tested maintenance part (maximum for 2008/09 is about £5,400) and a reduced student loan (about half the full amount). SGUL should forward our details to the NHS bursary people who will then send us an application form (sometime during first year I expect). Again, if you have dependents then you get more.

I hope this has helped you in some respects, and if anyone sees anything wrong with what I’ve written please correct me!

I look forward to meeting you in September.

Stephen

Last edited by Imhotep; 16-04-2008 at 09:32 PM.
Imhotep is offline   Reply With Quote
Old 16-04-2008, 06:28 PM   #3 (permalink)
Junior Member
 
Polaris87's Avatar
 
Join Date: Feb 2008
Posts: 53
Did you manage to complete the online form? Mine told me because I already have a loan I have to fill out a new application on paper. The loan people were helpful though and sent me a massive pack of paperwork for me to fill in

I think that's the most complete and concise account of GEP finance I've seen written, I'm very impressed!
Polaris87 is offline   Reply With Quote
Old 16-04-2008, 06:37 PM   #4 (permalink)
Junior Member
 
Join Date: Feb 2007
Location: London
Posts: 21
Hi guys,
I agree with most of above, but by my reading of the information available (and there does seem to be several conflicting sources) I came to the conclusion that we would not be entitled to any form of student loan, as this would be a second degree for all of us on the GEP scheme. Please anybody tell me if I am wrong in this assumption, as I could really, really use the extra money!
Sam
skeating is offline   Reply With Quote
Old 16-04-2008, 09:27 PM   #5 (permalink)
Member
 
Imhotep's Avatar
 
Join Date: Oct 2007
Location: London
Posts: 272
Quote:
Originally Posted by Polaris87 View Post
Did you manage to complete the online form?
It did allow me to complete my form online, but maybe it's because I got my original student loan so long ago (it was under the 'old' rules and repayments are paid by direct debit over a fixed term rather than the current collection through tax).

Quote:
Originally Posted by skeating View Post
I agree with most of above, but by my reading of the information available (and there does seem to be several conflicting sources) I came to the conclusion that we would not be entitled to any form of student loan, as this would be a second degree for all of us on the GEP scheme.
Sam,

This is true for all second degrees except those leading to a professional qualification, such as medicine, dentistry, social work or teacher training and comes from paragraph 62(1) of "The Education (Student Support) Regulations 2007 No. 176" (http://www.opsi.gov.uk/si/si2007/uksi_20070176_en_7#pt6), which reads:

Quote:
62.—(1) Subject to paragraph (3), a current system student qualifies for a loan for living costs in connection with his attendance on a designated course if he meets the following conditions—

(a) he is under the age of 60 on the relevant date; and
(b) he does not have an honours degree from an institution in the United Kingdom.
However this goes on in 62(2) to say:

Quote:
(2) The condition in paragraph (1)(b) does not apply where—

(a) the designated course is listed in regulation 6(6);
(b) the designated course leads to qualification as a social worker;
(c) the current system student is eligible to receive any payment under a healthcare bursary the amount of which is calculated by reference to his income or a Scottish healthcare allowance the amount of which is calculated by reference to his income in respect of any academic year of the course; or
(d) the current system student is on a course for the initial training of teachers.
Exemption in (c) may apply to us, because we qualify for an NHS bursary even though we can’t claim it until the second year. However even if that that isn't the case (a) points us back to 6(6) which does specifically mention medicine:

Quote:
(6) Paragraph (5) applies to a course the standard of which is not higher than a first degree which leads to a qualification as a medical doctor, dentist, veterinary surgeon, architect, landscape architect, landscape designer, landscape manager, town planner or town and country planner.
Isn't secondary legislation fun!

If in any doubt about my interpretation, the parliamentary “Innovation, Universities, Science and Skills Committee” shares it as can be seen in part 2 of their “Withdrawal of funding for equivalent or lower level qualifications (ELQs)” report (http://www.publications.parliament.u...us/187/187.pdf), page 8 paragraph number 10, where it says:

Quote:
Loans to assist with living costs are only available for ELQ students studying designated courses such as social work, initial teacher training or medicine.
I hope I’ve been able to provide enough evidence to show that we are, indeed, entitled to the loan for maintenance. So go on, apply!

Stephen

Last edited by Imhotep; 16-04-2008 at 09:39 PM.
Imhotep is offline   Reply With Quote
Old 16-04-2008, 09:55 PM   #6 (permalink)
Junior Member
 
Join Date: Feb 2007
Location: London
Posts: 21
Wow, all I can say is thanks Imhotep! I really appreciate you putting the time in to answer so comprehensively!
I did read the document you quote above, but obviously didnt grasp it correctly, you've definitely made my day!
And even better I have already applied through the SLC (as the St Georges bursaries come through that system anyway) so I dont even have to fill in another form!
Maybe my professional development loan will last beyond the first year after all!
Thanks again
Sam
skeating is offline   Reply With Quote
Old 16-04-2008, 11:21 PM   #7 (permalink)
Junior Member
 
Join Date: Oct 2006
Posts: 4
hey guys
thanks for all your help and advice, and also helpful to know that i'm not the only one who has been baffled by conflicting/confusing messages.

i've just done my application through student finance direct so guess we will just have to wait and see what comes from them.

Suzanne
suzgrr is offline   Reply With Quote
Reply

Bookmarks

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT +5. The time now is 11:58 PM.


Site Map

Stethoscopes
Health Informatics Blog
Anatomy Videos
UKCAT
MRCP
USMLE Forum
UMAT
GAMSAT
PLAB

Site Credits

Made in New Zealand by New Media Medicine Ltd.

SEO by vBSEO 3.1.0