What A Cheek!

[sefkhet]

----> 31000 - 6500 (personal allowance)

= 24500 * 20% (basic rate tax payer) = 4900

31000 - 4900 - ~1000 for NI = 25600.

But your student loan repayments are added onto your income tax, so you won't be paying base rate. If you shove £31,000 into the Tax Calculator and tick the student loan repayment box, it works out at £21,800-ish.

[Gizmo says -]

goo luk in your calculations and plans, mos eisley

[AR1972]

But your student loan repayments are added onto your income tax, so you won't be paying base rate. If you shove £31,000 into the Tax Calculator and tick the student loan repayment box, it works out at £21,800-ish.

Indeed, but.....I was only going off the quote -

"ALSO - remember that after tax £31k is only about £21k!!!"

If you factor in repayments, then yes you would be near the £22k mark.

[thepriceofreality]

Basic salary is for 40 hours as i understand it, so you have the opportunity to work another 8 hours, and that's likely to be at a higher rate. So I was under the impression as a first year your salary does rise close to 30K basic, before tax and accommodation.

basic is £20,400 - before tax.

you don't "have the oppertunity to work another 8 hours" - banding depends on the type of rotation you're on and the trust you're working in.