I had the same problem with the HSBC. I was not given a credit scoring by HSBC itself and rejected althogh their independent Credit Company had oked my application. I went to Halifax they offered me the account same day but latter on I discovered that they will offer me reduced ammount of overdraft (instead of what they had advertised and told me at the time of application). I closed my acount with them and went with NET WEST, no probs so far. I was most upset the way HSBC turned me down. It's their loss if they preffer a 17 year over me. So far I never have been in any debts or failed to pay any bill or declaired myself bankruptt. I get the feeling most banks donot want mature students who can manage money matters well and avoid getting into debts, as it doesn't really benefit them! Does it?
Shirley
Starting 1st year next week.
